Terms and Conditions of Service Use

By accessing this website and engaging our independent portfolio review services, you agree to comply with these terms. Please read them in full before proceeding with any consultation or request.

November 5, 2025 revision

Acceptance of Terms

Your use of this site implies acceptance of these terms, including any periodic updates. If you do not agree, please discontinue use. These terms apply to all users, visitors, and clients.

Key Definitions

These definitions clarify language used throughout the terms and conditions.

"Service" refers to the independent portfolio analysis and related consultations offered by velanthori.

"Client" means any individual or organisation who engages our analysis or communicates with our team.

"Content" covers materials, documentation, reports, and information distributed via velanthori.com.

"Site" means the velanthori.com website and all accessible content therein.

Service Usage Conditions

The service is intended for information and general review purposes only. Decisions remain your responsibility and must consider your individual circumstances.

Eligibility

You must be at least 18 years of age and capable of legally entering into contracts to use our review services. By engaging, you confirm you meet this requirement.

Service is not available to minors.

User Responsibilities

All clients and users must act in good faith and provide truthful, accurate details for analysis.

Ensure all contact and consultation details are current and correct.
Do not misrepresent your financial position, intentions, or use misleading statements during the process.
Use the information and reports provided with care and appropriate critical judgement.
Respect others’ privacy and confidentiality requirements outlined herein.

What Is Not Permitted

Certain conduct and service usage is expressly forbidden under these terms.

Submissions of false information or fraudulent requests are not allowed.
No unapproved copying or distribution of our proprietary reports or analysis.
Harassment, abuse, or inappropriate contact with our team or clients is strictly prohibited.
Uploading malicious software or attempting to compromise website security is forbidden.
Engaging in unlawful acts or circumventing standard usage policies is not permitted.

Intellectual Property Ownership

All content, reports, and materials produced by velanthori are protected by IP laws and remain the exclusive property of velanthori unless otherwise agreed. Clients may use provided documentation for personal use only.

User Submissions Policy

Any content provided by clients must be lawful and not infringe on third-party rights. Submissions may be reviewed or removed to conform to regulatory or legal requirements.

Client Submission Rights

Clients granting feedback or reviews retain rights to their contributions but allow velanthori non-exclusive use for quality improvement.

Privacy and Confidentiality

All data collected is safeguarded under privacy policies outlined on this site. Sensitive information is handled responsibly and accessible only to authorised personnel.

Read the Policy

Disclaimer of Liability Scope

Review this section to understand our limitations and responsibility regarding your use of the site and service.

Important Notice

Reports and analysis are for informational purposes only. Seek professional advice for any critical decisions.

Limitation of Liability Clause

velanthori’s liability is strictly limited to the maximum allowed by law. We are not responsible for indirect or consequential damages that may result from services used.

Indemnification

By using the site and services, you agree to indemnify and hold harmless velanthori and its representatives against any claims or losses resulting from breach of these terms or improper use.

Dispute Resolution Process

Any disputes will be addressed in a good faith, confidential manner following the process described below.

Arbitration

In some cases, disputes may proceed to binding arbitration under applicable Australian rules.

By using our service, you agree to this arbitration provision.

Online Dispute Resolution

For certain disputes, you may also have recourse to Australian online dispute resolution options, accessible through our contact channels.

Read our online dispute process

Severability

If any provision is found unenforceable, the remaining sections remain in effect.

Full Agreement

These terms constitute the entire agreement governing use of our website and services.

Governing Law Jurisdiction

All engagement is governed by the laws of Australia, regardless of client location.

Termination

velanthori may suspend or terminate your use of the site or services for breach of these terms at its sole discretion.

Changes

Terms may be updated periodically. Continued use signifies acceptance of all modifications.

Getting in Touch

For questions about these terms, reach out using the contact details provided below.

Contact Email: content@velanthori.com

Phone: +61 2 1427 5194

Address: 265 King Street, Newcastle, NSW 2300 Australia

Effective Date: November 5, 2025

Version: 3